What happens when you decide to change/cancel insurance before you sign the contract?

What happens when you decide to change/cancel insurance before you sign the contract?

I had bought a motorcycle and got a quote from this company for the insurance. As it was a good rate, I accepted, they sent me the temporary insurance paper (3 months) until I paid the full amount. During this time I found someone who bought my bike from me so I no longer required the insurance and disregarded the agreement(contract) never returned it or anything. I assumed they would cancel it upon not receiving any contract and payment,but 6 months later, today, they called me claiming the full amount or they will take me to court/collections. They have no paper whatsoever signed from agreeing to their terms. IT WAS MADE OVER THE PHONE - NO INTERNET OR ANY AGREEMENT SENT OR SIGNED OR AGRRED TO. What should I do ?

 

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Who is the cheapest but still good car insurance that you think...

 

 

How much can i expect to get from my insurance company if they write off my car?

I crashed my 2003 seat ibiza on the motorway on sat. the damage dosnt look too bad ( front bumper & rear bumper off but as i was traveling at speed there prob is more damage underneath). Im still waiting on the insurance company to tell me how much my car is now worth.. people have told me that they wil only offer me the bottom book price that the car was worth on the day of the smash can anyone tell me what the bottom book price might likely be?? i paid 3750 for the car in sept 2007 and the car was in near perfect condition with a minor stain on the front seat

 

 

Where can I find super cheap auto insurance?

I just want something to cover me legally. I don't need any advice on why I should not get crap insurance, I literally would just like to know where to get great rates. I found ...show more

 

 

I got a ticket in my friends car..will it affect her insurance?

okay so yesterday i got a ticket in my friends car..and the cop said i might have to go traffic school or i might just get lucky and just have to mail something back when my ticket comes into the mail hopefully that's wat happens but anyway im just wondering does my getting a ticket in her car mean her insurance goes up? or anything happen to her sinces its her car?? i havent even told her i got the ticket yet lol i was hoping that i could just hide it but my friend said her insurance will go up because of me :(

 

 

Is it cheaper insurance for you to be a named driver if your parent owns the car?

Im 17, a boy and i want cheap car insurance, is that a better way to get it?

 

 

Quad insurance abd bike insurance ?

Jw if I get a 125 or 250 quad if the insurance will be similar to a bike or car same with tax Cheers

 

 

Does anyone have 21st car insurance?

I am thinking of switching my car insurance, this is a lot cheaper... Just looking for some feedback... dont know much about this insurance...I have never really heard of it... Thanks!

 

 

Car Insurance for Teen?

I'm 16 years old and before my dad buys me a car, I have to have enough money in the bank for car insurance. (I've gotta pay for it.) I think I qualify for a discount since I'm, like, an A- student. Let's say... I get a 1999 Honda. Any quotes?

 

 

Tips for cheaper car insurance. Please?!?

Im a 15 years old male, looking to buy a car. I've talked to my dad about insurance and he said I need to gget a car that is going to be cheap on insurance. He told me not to smoke. And get a 4 door car. And a car that isn't red or yellow or orange. Any other tips you can give me, to keep in mind, while im shopping for a car? Thanks

 

 

Home owners Insurance can't afford - help?

a year ago I paid off my mortgage and now I have property taxes which I pay in installments and now home owners insurance, there was enough left in escrow the first year for the mortgage company to pay the property taxes rhe first year, but now I realize I cannot afford the home owners insurance / I'm in a low income job , and it's $600 a year - If I were to cancel the home owners insurance until I get finish my degree to become a teacher in three years would I encounter problems with an another insurance company to get home owners insurance once they know I've been without HOI for say 2-3 years? or what would happen - see I hsve property taxes, hoa do every month etc and I'm living paycheck to paycheck I have car ins cause it's the law / can I just cancel the HOI just for three years until I make more money? advise please

 

 

How much will teen car insurance cost?

Okay so I'm getting my license soon. How much will my insurance be approx

 

 

Where can kidney patients get affordable life insurance?

Life insurance for kidney patients.

 

 

Cancelled car insurance?

My car insurance got cancelled for misrepresentation of garaging. I travel a lot for work and I had two places. My car got vandalized at my secondary place of residence and the insurance company and after I filed a claim, the insurance company treats is as a misrepresentation. I am about to get an insurance with a different company. Do i need to disclose this fact? How would that affect my rates. I have 1 week left on the policy.

 

 

How much would Insurance be on this car?

I'm thinking about buying a 1974 Chevy Nova 4 Door sedan and I was wondering how much insurance would be on USAA? I'm a teenager so i'm expecting to be paying around $150 to $175 a month. Anyone who can give me a quote, I would appreciate it.

 

 

Is my terrible credit rating going to affect my insurance premiums if I pay monthly?I?

I'm buying a new scooter in the next week or so so I can get to my new job. I've got a terrible credit rating from being over zealous with credit cards and loans. I can only afford to pay monthly for my insurance. Because of my credit rating, is there a chance I'll get turned down to pay monthly and have to pay my whole premium one go? Also, my previous insurance company has cancelled my old policy because I didn't pay the bill. I never recieved any letters or anything saying they were going to do it and as far as I was aware my money was going out as usual. Is that going to count against me as well?

 

 

Cheap auto insurance for mid-california...?

i had a accident in december last year and a speeding ticket doing 90 in a 55 last year.. 2 different occasions. i am buying a 2002 jeep grand cherokee laredo and wheni went to geico they said my quote was like $406 a month.. thats crazy. progressive was $199 a month.. but it still seems outrageous... cant i find it cheaper than this? please help..... im 23 female who has had my license for 7 years since i was 16, never had it revoked or anything.. how do i get my rates to go down?

 

 

What is full coverage auto insurance?

What counts as full coverage auto insurance in California? Thanks!

 

What happens when you decide to change/cancel insurance before you sign the contract?

I had bought a motorcycle and got a quote from this company for the insurance. As it was a good rate, I accepted, they sent me the temporary insurance paper (3 months) until I paid the full amount. During this time I found someone who bought my bike from me so I no longer required the insurance and disregarded the agreement(contract) never returned it or anything. I assumed they would cancel it upon not receiving any contract and payment,but 6 months later, today, they called me claiming the full amount or they will take me to court/collections. They have no paper whatsoever signed from agreeing to their terms. IT WAS MADE OVER THE PHONE - NO INTERNET OR ANY AGREEMENT SENT OR SIGNED OR AGRRED TO. What should I do ?

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