What is the process of an insurance claim on a single car accident?

When someone has a single car accident and there is no other vehicle or person's property that is damaged, how does a claim proceed, if the owner decides to file a claim? Say a car avoided a deer or object in the road and ends up in a ditch or blows a tire and hits a tree or such and the vehicle is still able to operate. Is a police report mandatory? Does the location have to be exact if this occured in a VERY rural location? What steps would an insurance co. take after being notified? Thanks.

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I have had car insurance through shelter for going on 4 years.ive had no traffic tickets at all no accidents nothing ! But yet my monthly amount keeps changing.It has went from around $92 then I added a my car alarm system got a discount it went to $72 for a few months.then to $82. For the past 4 months now I got a letter saying my next payment due is $107 . That $20 dollar increase.??? I'm getting very fed up with shelter I'm a new mom and it's hard enough to pay my bills as it is I recently got married does that change ur car insurance ? He has no license because of something that happened around 10 years ago . When i report I'm married is it going to help or hurt me? I do not have any intentions of adding him to my policy but just was wondering if I will get a discount from being (married) now? I know most company's give discounts because they seem to think married ppl drive more safely.

Which car would be better for a 16 year old boy?

A 1984 chevette a 1987 Oldsmobile cutlass ciara or a 1986 NIssan 300zx? If anyone knows insurance costs for these and a teenage boy? I will be 16 next week and may get a car this summer and these are what i'm looking at they are 400-500 dollars each... The Nissan needs a lil work i think. The ciara needs front brakes checked. and the chevette runs but needs a lil work. All of these run and are not expensive. I saw other teenagers having like 20 g's but no I start working next week and will save up my own money to pay for these... No i will not be racing and don't care what anybody would think of me. I'm just asking which of these would be better suited for a teenage guy?

In the state of Florida do I still need insurance if i'm wearing a helmet on a motorcycle.?

My friend said if i'm wearing a helmet on my motorcycle I am not required to have motorcycle insurance. Is this true? If it is, are there any other rules to this or something?

Where can i find the cheapest insurance quote for a 95 Dodge neon?

I pay 140$ a month at dairy land Proggresive, I have about 10 points on my liscense, and when are my liscence points deleted from my insurance

Insurance on a 2006 Suzuki GS500F?

I am 16 years old, living in California. How much is collision insurance for the Suzuki GS500F? The minimal insurance possible?

Buying new car; 1 day insurance?

I am going to look at a car soon, with intentions of making it into a winter project. It is drivable, but I do not plan on driving it until summer. I would rather not tow it home, but without insurance I dont want to drive it. Is such a thing as 1 day insurance an option, just to get it home? If so, how much does this usually cost? If not, are there any other possibilities besides a tow? State of Pennsylvania by the way.

How much is insurance on a Chevy Camaro?

I'm 20, ill be on the car by myself.the camaro is a 1998, and in great condition.

UK: Converting standard car to kit car to reduce insurance?

I'm 19 and I drove a Jaguar S-type in the US. I've moved back to the UK and my insurance premiums are looking around 7000 (roughly 4x of what it was in the US). What I'm thinking is what if I buy an s-type, and replace the engine with a small 1.6L engine (I don't care about speed, just luxury) and change the car to a 'kit car' status, will that lower my insurance to a more affordable rate? Thanks for any advice.

If you had an extra car that was paid off and cheap on insurance, would you sell it or keep it for a back up?

How does a teen pay for car insurance?

I am 18 years old, and I plan on getting my driver's license, and in order to drive, you must have car insurance, of course. I also plan on going to college and I will be commuting from home to my classes. However, I plan on taking the bus to campus rather than driving all the time to class. So, my question is, since I won't driving often, just occasionally, how should I pay for car insurance, given the fact that car insurance is more expensive for young people and I will be a student and most likely won't be earning much. I also have to keep in mind for other car related things such as gas and maintenance. If you are or have been in a similar situation I would love to get some insight from you on how you have managed to handle this circumstance. Thank you.

Car insurance on first car?

i'll be turning 17 soon and my parents and i have been talking about a car for me. my dads over 50 and has a perfect driving record...if i were to buy a car but put it in his name, would I save a lot on insurance? and then i could just drive it? would that work

What is the best car insurance for new drivers?

I'm getting my license and I'm 19.. I'm trying to figure out which insurance company would be best for me. So if anyone has any advice which one is best please let me know.

Health Insurance question.?

I am recently married and have health insurance through my employer with aetna. We have yet to change her name over on the insurance as it is still in her maiden name. We recently found out she is pregnant. Before a doctors visit should we be making a call to get her name changed over? Is she still covered at all on my insurance?

17 year old car insurance question?

Okay. I'm gonna be getting my license in a few m onths (took driver's ed late) and I moved in with my grandparents this past summer when my family and I moved so I could stay in the general area/school and keep my job. So I live there Mon-Thur and Fri-Sunday I stay with my family. I was wondering, being thaf I'm a Junior in high school, am I able to be covered by my parents or grandparent's car insurance? I need some answers. Please & thank you!

Can you drive a car in texas to alabama without insurance and inspection sticker?

I had just bought a car two days ago and i don't have insurance for it at the moment and i don't yet have my inspection sticker. i bought it here where i live in austin texas. i had JUST bought the car two days ago so is it possible to drive it to alabama without those things? i have NOT driven the car yet only to bring it to my apartment. since then i haven't touched it. i have no money to get the insurance and stuff at the moment that's why i haven't even driven the car yet. is there a grace period for this? is there any way i could still drive it just for a couple hour ride?

Which auto insurance is the cheapest? HELP PLEASE?

I'm 16 years old and I want insurance on my moms car. What is the cheapest company to have? help please! I really want to drive and moneys a big problem in my family.

Getting a Permit in TX increases insurance rate?

hi. is anyone here from texas? i just want to know if insurance companies in TX really do increase your insurance rate once they are notified that your son or daughter has a permit to drive. AS if living here isnt already hard enough, lets top it off with this surprise.

No buisness car insurance?

been caught without buisness insurance on car while delivering.only have domestic, social pleasure e.t.c.i have to go to police station with drivers license and insurance certificate.i currently have no points on my license. what is likely to happen?court, then points and fine?what type of fine?thanks

What is the process of an insurance claim on a single car accident?

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